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0% Interest Financing

0% Financing on Lift Chairs, Power Mobility, Bathing Systems and More

Take home the chair, scooter or bed that actually fits you, and pay for it in equal monthly instalments with no interest. Apply online or here in the showroom, and most people have an answer in a few minutes.

Apply online in a few minutes with the button below, or come and see us at South Point in South Surrey and we will walk you through it at the counter.

Call 778-545-0102 Visit the Showroom

Apply online or in store, on any item we sell. Serving South Surrey and White Rock, with clients from Richmond to Abbotsford.

A straightforward 12-month option

0% interest
for 12 months

Pay the price on the tag, split into 12 equal monthly payments. No interest, and no monthly fee.

Financing in partnership with

Longer plans are available if you would rather have a smaller monthly payment.

0% interest for 12 months You pay the equipment price, nothing on top.

Answer in minutes Apply online or in store and know where you stand before you buy.

Soft credit check Under $17,500, your credit score is not affected.

Anything in the store Lift chairs, power chairs, scooters, beds and tubs.

Real numbers

Choose a payment option that fits your monthly budget

No interest means the total you pay is the same as the price on the tag. Here is how that works out on three of our most common purchases.

Lift chair

$3,200 over 12 months

$266.67 a month*

Mobility scooter

$4,995 over 12 months

$416.25 a month

Power wheelchair

$7,200 over 12 months

$600 a month

Examples only, shown before tax, to make the maths easy to picture. *The $3,200 example is about $266.67 per month because the exact division repeats; humm's payment schedule will show the cent-level split. Your own plan is based on the price of the equipment you choose. Financing is subject to approval by humm Canada.

How it works

Four steps, and you can do all of them today

Start online whenever it suits you, or do the whole thing in the showroom with one of us beside you.

STEP 01

Come in and try it

Sit in the chair. Drive the scooter. We get the size and the fit right first, because financing the wrong chair helps nobody.

STEP 02

Apply in a few minutes

You apply to humm on your own phone, or on ours. You will need government photo ID and your banking details. Your information goes straight to humm, not to us.

STEP 03

Get your answer

Most decisions come back in under seven minutes. Under $17,500 it is a soft credit check, so your credit score is not affected.

STEP 04

Take it home

Once you are approved, the equipment is yours. You pay humm the same amount each month until it is paid off.

What you can finance

The big purchases, made manageable

A good lift chair, a power wheelchair or a scooter is a real piece of money, and most people are paying for it themselves. Spreading it over a year at 0% interest often means buying the one that actually suits you rather than the cheaper one that does not.

You can put anything we sell on a plan, on its own or all together: the chair, the cushion, the ramp and the delivery on one application.

Lift chairs Power wheelchairs Mobility scooters Adjustable beds Walk-in tubs Patient lifts Browse lift chairs Browse power wheelchairs Browse scooters

The plans

Pick the payment that suits your month

Every plan is equal monthly payments with a fixed rate, so the amount never changes and there is nothing to work out later.

No interest or monthly fee

12 months, no interest

0%

Twelve equal payments. You pay the price of the equipment and not a dollar more.

Up to 60 months

12.99%

Choose 24, 36, 48 or 60 months when a smaller monthly payment matters more than the total.

Plans available from $1 up to $30,000, subject to approval by humm Canada. Rates shown are current at the time of writing and are set by humm, not by us. On purchases of $17,500 or more, humm runs a full credit check that appears on your credit report; below that it is a soft check that does not.

Financing and insurance

Finance the part your plan does not cover

Insurance rarely pays for all of it. When your plan covers part of the cost, we prepare the claim, tell you the exact number you are left with, and you can put that on a payment plan the same day.

We direct bill Pacific Blue Cross and Green Shield for eligible equipment, and we handle the paperwork for the rest. You will not be guessing at what you owe.

Insurance coverage and OT assessments

Questions we hear at the counter

Financing questions, answered plainly

Do you offer financing on mobility equipment? ⌄ Yes. We offer 0% interest financing for 12 months through humm Canada on anything we sell, including lift chairs, power wheelchairs, mobility scooters, adjustable beds and walk-in tubs. Longer plans of up to 60 months are also available. You can apply online using the Apply Now button on this page, or in our South Surrey showroom, and usually have an answer within minutes.
Is the 0% financing really 0% interest? ⌄ Yes. On the 12 month plan you pay the price of the equipment split into twelve equal monthly payments, with no interest and no monthly account fee. A $3,000 lift chair is $250 a month for a year, and the total you pay is $3,000.
Will applying affect my credit score? ⌄ For purchases under $17,500, humm runs a soft credit check, which does not affect your credit score and does not appear on your credit report. For purchases of $17,500 or more, humm runs a full credit check, which does show as a credit inquiry.
How much can I finance? ⌄ Plans run from $1 up to $30,000, so a power wheelchair, a hospital bed and a ramp can all go on one application. The amount you are approved for is decided by humm.
How long does approval take? ⌄ Most people get a decision in under seven minutes. That means you can try the equipment, apply, and know where you stand before you leave the store.
What do I need to bring to apply? ⌄ Government issued photo ID and your banking details. The application is made directly with humm on a phone, so your personal information goes to them and not to us.
Where do I apply for financing? ⌄ Either way works. You can apply online with the Apply Now button on this page, which takes a few minutes and tells you where you stand before you drive over. Or come into our showroom at Unit 930, 15057 32 Ave in South Surrey, and we will help you choose and fit the equipment first, then set up the application with you at the counter. Call 778-545-0102 if you would like to check we have what you need.
Can I use financing and insurance together? ⌄ Yes, and people often do. If your plan covers part of the cost, we prepare the claim and you can finance the remainder. Tell us what coverage you have and we will work out what is actually left to pay.
What can I finance at South Surrey Medical Equipment? ⌄ Anything in the store. It is most often used for the larger purchases, so lift chairs, power wheelchairs, mobility scooters, adjustable and hospital beds, walk-in tubs and patient lifts, but there is no minimum and accessories can go on the same plan.

Come and see us

Try it, then finance it, in one visit

Our South Point showroom has the lift chairs, power chairs, scooters and beds on the floor, ready to sit in and drive. Choose the right one with us, and we will set up the payment plan before you go.

Showroom

Unit 930, 15057 32 Ave
Surrey, BC V4P 0A2 South Point, South Surrey

Get directions

Call us

778-545-0102 Ask about financing on anything you have seen on the site.

Open

Call 778-545-0102 Plan your visit
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